Travel Insurance for Aussies

#1

What’s the best travel insurance for Aussies headed to Hawaii & why?

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#2

The US Travel Insurance companies do not sell the insurance to the foreign travelers.
You should purchase the insurance at your country.

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#3

Here’s a summary from our Aussie’s Guide to Hawaii Facebook Group.

  • Cover-More Direct, “super easy online application”
  • Travel Insurance Direct (TID), “never had an issue in over 15 years”
  • AAMI Travel Insurance
  • Kogan, “very cheap”
  • Allianz, “I’ve used them for years and always been really happy,” “cheaper, more coverage, & cheaper adventure pack coverage”
  • 1Cover, “really good, had to claim twice and never an issue,” We always use it and found them very good”
  • Australia Post, “used discount code TRAVEL10 for 10% off. Always pay excess upfront, had two claims & both an easy process.”
  • Insure and Go, “get a discount using Groupon20 (20% off)”
  • CommBank Travel Insurance, “Free as a bonus with credit card”
  • Southern Cross Travel Insurance, “never had a hiccup with them”
  • NRMA, “you get a discount if you have house and contents insurance with them
  • RACQ, "good if you’re a member & give a great discount, easy to deal with and reliable. Dependents under 25 get free coverage
  • InsureandGo, good price & comprehensive cover

NOTE:

  • Check Choice.com for good advice.
  • Make sure you carefully read it’s policy and know exactly what it covers. Cheapest isn’t always the best.
  • Consider a credit card with free travel insurance, sometimes they cover extended family too.
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